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Posted 8/5/2008 10:13:22 PM


Trigger

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Who do you suggest DAN? I see on their application process they ask for a DAN Referal# Does this give a current member any benifit? It is that time and we need to look at getting insurance for diving.

Thanks FM


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Post #157914
Posted 8/5/2008 11:32:44 PM


Snapper

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Reel Duel, I would suggest every diver have DAN insurance. As a DiveMaster/Instructor, my DAN premium only cost $65.00 per year! Talk about peace of mind...and yes, a current member does get consideration for referrals in the terms of points. So, if a current DAN member advised you to seek DAN insurance be sure to list thier # when you apply. Wise choice and hope to see you out there!  Jerry West

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GO BIG OR GO HOME!!!

Post #157945
Posted 8/6/2008 9:46:37 AM


Snapper

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There are several other insurance plans available but DAN is the most common.

I think I pay like the other fellow, ..65.00 a year.   This includes an accident at any depth and will save you a ton of dough if somthing happens to go wrong and you end up needing a trip to a chamber.

I think the that little trip runs around $10,000 to $20,000 bucks...

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Post #158086
Posted 8/6/2008 11:50:08 AM


Grouper

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Heard of one ride that cost $24,000.

Dive insurance is CHEAP!  Some regular medical plans will not pay for recompression for dive related injuries.  Even the military can get around paying for it if they really want to - though I've never heard of them doing so.

There are other companies that offer the insurance.  If I remember correctly, the difference between the plans was less than $10, but lots of differences in coverage.  Most folks use DAN.

Post #158170
Posted 8/7/2008 9:57:27 PM


Trigger

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Picked up DAN today. $40 for family mambership and $70 each for the premiun package

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Post #159131
Posted 8/8/2008 2:18:57 AM


Trigger

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ReelDuel (8/7/2008)
Picked up DAN today. $40 for family mambership and $70 each for the premiun package

Very good call!

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Post #159190
Posted 10/10/2009 7:48:34 PM


Trigger

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Im bringing this back up top. I am aquiring this service this week. I think if you are diving and the problem ever occurs and the coverage they provide along with the effective immediate communication with other medical areas, this will eliminate unnecessary wasted time in an emergency room or explination of the problem to an uneducated receptionist working for 5 bucks an hour!

Its $105 (35 and 70) bucks..... I piss that away on junk daily.... Hey you could be buying FSU tickets....???

Steve Holloway

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Post #439902
Posted 10/12/2009 8:59:22 AM
Cigar Minnow

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+1 for DAN. 

In addition to being cheap insurance that can cover more than just diving injuries (depending on the plan you purchase), they are industry leaders in diving research.  A portion of money spent on covering your butt goes to conducting research to better understand how to decrease diving injuries. 

Post #440585
Posted 10/13/2009 9:09:46 AM


Sailfish

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I have DAN.  Just be aware that if you have other medical insurance(s), DAN will be the secondary payer.

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Post #441258
Posted 10/13/2009 12:47:21 PM


Trigger

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So... Team Priapism might have issues.... well more issues? lol

Explain...  If I have a diving related problem, hit my head on a sharp object and bust it open, this is primary care, but if a serious problem like entanglement and requires emergency extraction, they pay for the copter and hospital? Just checking dont know? 

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Post #441361
Posted 10/20/2009 7:18:10 PM


Sailfish

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BOHUNTER1 (10/13/2009)
So... Team Priapism might have issues.... well more issues? lol

Explain...  If I have a diving related problem, hit my head on a sharp object and bust it open, this is primary care, but if a serious problem like entanglement and requires emergency extraction, they pay for the copter and hospital? Just checking dont know? 

DAN will cover anything that your primary insurance does not cover.  If you have no insurance, DAN will pay for all covered costs.  I had a chamber ride last year and my primary and secondary insurances covered everything.  DAN did not have to pay anything.

I believe medical evacuation by air is dependent upon distance from home.  I've sent you a pm with my phone number in case you have any more questions.

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Post #446670
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